MACEY Hartshorn was just 12 years old when Walton Construction collapsed costing her father his business, the family its home and she her pony.
Because her father Beau was a signatory to her bank account, the $400 she had diligently saved was lost in the liquidation too.
Now on the cusp of university, where she will study law with the goal of one day becoming a judge, the damage caused to her family and the disruption to her own childhood still hangs heavily over her.
In her final year of high school, she wrote about that time and its impacts in an essay that gives even more strength to the call to clean up the construction industry and bring payment security to the entire contractual chain.
It's an insight into what happens inside the homes of thousands of small business people left damaged by slow and non-payment in an industry where such practices are rife.
"We were happy - living a life doing what we enjoyed," she recalled in her essay.
"Then, one day, Dad received a new quote for a big project from a building company called Walton Construction..